The Bagel Loan® by American Mortgage Corporation

What Is The Bagel Loan?

The Bagel Loan® is a unique mortgage loan offered by American Mortgage Corporation that eliminates typical closing costs.

Whether you are purchasing a new home or refinancing an existing mortgage, the Bagel Loan® can help you save thousands of dollars by covering standard fees, including:

  • NO underwriting fees
  • NO appraisal fees
  • NO title fees
  • NO lender fees
  • NO closing costs

These costs are covered on loans starting from $200,000.

The Bagel Loan® is a game-changing solution for homeowners and buyers who want to save money upfront and maximize their investment.

Purchase Benefits

Buying a home can come with various closing costs.

The Bagel Loan® helps reduce the financial burden, making it easier to buy your dream home. 

Key benefits include:

  • Put Money Toward Your Down Payment: You can put more money toward your down payment with fewer fees.
  • More Cash for Moving Expenses: You can save on closing costs and use the extra funds for moving costs or buying new furniture.
  • First-Time Homebuyer Support: Make owning your first home more affordable and achievable with fewer upfront costs.

The Bagel Loan® provides flexibility and affordability, helping you secure a home without the stress of high fees.

Refinancing Benefits

Refinancing your home can be costly, but the Bagel Loan® makes it easy and affordable. 

When you work with American Mortgage, they’ll look for the best rates and notify you when rates drop.

Benefits include:

  • Keep More Cash in Your Pocket: With fewer closing costs, you can avoid rolling fees into your loan balance.
  • Cash-Out Refinancing Options: Maximize cash back when refinancing to access equity for home improvements or debt consolidation.
  • No Additional Financing Costs: Refinance for free without increasing your loan amount.

For homeowners looking to reduce costs, consolidate debt, or take advantage of lower interest rates, the Bagel Loan® is a simple, cost-effective solution.

Bagel Loan FAQ

Who qualifies for the Bagel Loan®?
The Bagel Loan® is available to qualified borrowers with loans starting at $200,000. Whether you are purchasing a home or refinancing, our mortgage partners can guide you through the approval process.

How do I apply for the Bagel Loan®?
You can get started by contacting American Mortgage Corporation directly. Their team of experienced mortgage lenders will walk you through the application process and help determine your eligibility.

Get Started with the Bagel Loan® Today

Whether buying a new home or refinancing an existing mortgage, the Bagel Loan® by American Mortgage Corporation provides a cost-effective, low-fee option to help you save money and reach your financial goals. 

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Stuart Rosenblum NMLS: #267567

American Mortgage Corporation NMLS: #226715

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Madison Hayes

Madison Hayes brings a wealth of real estate knowledge and expertise to Gateway Realty Group. She graduated from the University of Missouri with two bachelor’s degrees: business management and international studies. Madison has lived and worked throughout the St. Louis metro area, including St. Louis City, St. Louis County, and St. Charles County. Madison was named to the 2020 30 Under 30 list for Coldwell Banker, a network of over 94,000 real estate agents. Her other accolades include the International President’s Circle, Missouri Top 50 on Social Media, Rookie of the Year, and 2022 Keller Williams Top Producer.