Top Picks: New Homes in Lake St Louis MO

New Homes in Lake St. Louis, MO (1)

Over 1,000 New Construction Homes Coming to Lake St. Louis

Lake Saint. Louis, MO, is a rapidly growing part of town in the middle of St. Charles County. If you’re looking for a new home with all the bells and whistles, you’ll have plenty of options here.

Let’s explore the top picks for new home communities coming to Lake St. Louis this year:

1. Sommerlin

2. Harvest

3. Creek Stone

4. Hawk Ridge Estates

Please note:┬áThese new homes are in unincorporated Lake St. Louis and do not have lake rights. At the end of this article, we’ll explain how you can get around this and still get lake rights if that’s your top priority.

1. Sommerlin

McKelvey’s Sommerlin neighborhood is a high-end community of 80 homesites at the corner of Highway DD and Sommers Road. Highway DD provides convenient access to I-64/40 as well.

Sommerlin features McKelvey’s newest line of homes: The Liberty Series.

Sommerlin by McKelvey in Lake St. Louis, MO

These homes come with two and 3-car garages, with base pricing ranging from $408,000 to $608,000. Whether you’re looking to build a new home for $450,000 or over $800,000, you’ll have plenty of choices for upgrades.

One unique benefit of living in Sommerlin is that all three schools nearby are within walking distance:

  • Discovery Ridge Elementary
  • Frontier Middle
  • Liberty High

The elementary and middle schools are directly adjacent to Sommerlin. Liberty High is roughly 1 mile down Sommers Road, making school pick-up and drop-off a piece of cake.

2. Harvest

Harvest is a premier master-planned community in unincorporated O’Fallon at the intersection of Highway N and Hopewell Road. This massive western development features 7 villages of new homes totaling 896 homesites on 261.5 acres.

New Homes at harvest in o'fallon mo

The 3 home builders at Harvest are Consort, Fischer & Frichtel, and McBride.

These builders will develop homes at Harvest in multiple phases, including townhomes, villas, single-family homes, and a town square full of amenities.

Consort Homes at Harvest

Consort Homes offers 26 homesites at Harvest, with base pricing starting at $433,000.

Options include ranch, 1.5-story, and 2-story homes that vary from 1,870 to 3,546 square feet.

Fischer & Frichtel – 3 Series of Homesites

At Harvest, F&F is releasing 3 collections of homesites:

  1. Villa Collection
  2. Cottage Collection
  3. Heritage Collection

The Villa Collection is F&F’s highly desired series of free-standing ranch and 1.5-story villas. Owners of the villas will enjoy lawn care, landscaping, and snow removal included in their monthly HOA fee.

Cottages by Fischer & Frichtel located in Cottleville Trails

Cottage Collection by Fischer & Frichtel

The Cottage Collection features 1.5-story and 2-story homes with 2-car garages. These are a great choice if you’re looking for easy-going, maintenance-free living close to shopping in Lake St. Louis.

The Heritage Collection is the largest and most expensive series F&F offers in Harvest. These homes are more spacious, have 3-car garages, and enjoy slightly bigger lots.

McBride – 3 Series of Homesites

Like Fischer & Frichtel, McBride offers 3 types of homes you can choose from:

  1. The Townhomes
  2. The Manors
  3. The Estates

The Harvest Townhomes by McBride start base pricing from $240,000 to $300,000. They offer 2-story living with 2-3 bedrooms and 1-2 bathrooms, depending on your preference.

Townhomes by McBride in Harvest Lake St. Louis, MO

The Harvest Manors are slightly larger than the townhomes. Base pricing starts from $290,000 to $350,000. The manors include ranch and 2-story homes. The manors are available in attached and detached options.

Finally, the Harvest Estates are the largest homes available by McBride. They are also more expensive than the other two series of homes. Base pricing starts from $340,000 to $500,000.

The estate homesites have options for ranch, 1.5-story, and 2-story homes that come with McBride’s finest upgrades. The estates also feature a select few walkout homesites.

Amenities at Harvest

Harvest features a myriad of amenities for residents to enjoy. There’s over 47 acres dedicated to common ground, 5 lakes, a nature play area, plus the town square.

The Town Square will be in the middle of Harvest and will be one of the best parts of this new neighborhood.

Town Square at Harvest in O'Fallon, MO

The Town Square will have plenty of activities for family fun:

  • Pickleball & bocce ball courts
  • Neighborhood pavilion
  • Playgrounds
  • Food truck court
  • Community gardens
  • Pumpkin patch & orchard

3. Creek Stone

Creek Stone is a new construction community by McBride featuring a variety of homes and floor plans. Buyers can choose cul-de-sac, walkout, and tree-lined lots to fit their preferences.

Home by McBride in Creek Stone Lake St. Louis, MO

Base pricing ranges from $310,000 to $400,000, depending on the floor plan.

There are 7 floor plans between ranch and 2-story homes as part of McBride’s award-winning Bayside Series.

With these homes, you can design your house to your liking at McBride’s design studio in Chesterfield.

4. Hawk Ridge Estates

McBride offers their luxurious Oakwood Series of homes for discerning buyers who build in Hawk Ridge Estates. Hawk Ridge is a collection of ranch, 1.5-story, and 2-story homes with 3-car garages in the heart of Lake St. Louis. There are 29 homesites total.

Hawk ridge estates by McBride in Lake St. Louis, MO

This neighborhood is conveniently located off Lake St. Louis Blvd, with quick access to Highway 64/40 and Interstate 70. You’ll have the Meadows and the Shops at Hawk Ridge, located south of the lake, for all your shopping needs.

Lake Rights: These Homes are in Lake St. Louis but not the CA

If you’re moving to Lake St. Louis, it’s essential to know that all of these neighborhoods are outside Community Association boundaries. That means you won’t have access to the golf courses, clubhouse, pools, and lakes within the CA.

Lake St Louis community association boundaries

Almost all the vacant land within the CA has been developed. Neighborhoods with lake rights are typically older and more established from the original development of Lake St. Louis.

Most new construction homes in this area are technically in unincorporated Lake St. Louis or O’Fallon and do not come with lake rights.

There are two ways around this dilemma.

If you’re dead set on owning a home in one of these neighborhoods and you really want lake rights, here are 2 routes you can take:

Option 1: Buy a rental condo or villa within the CA and keep the lake rights for yourself, the landlord. This is the easiest but most expensive way to get lake rights.

Option 2: Buy a vacant lot within the CA. These lots typically sell for $40,000 to $50,000, but they are few and far between. This is the cheapest option if you can find a lot.

A condo in the CA is the easiest to find on the market, and prices tend to be upwards of $200,000. But if you have extra funds available and are okay with being a landlord, they can be a great way to obtain lake rights.

Moving to Lake St. Louis, MO

Lake St. Louis features some absolutely stunning new homes for sale in prime locations. You also gain access to all the perks of living in Lake St. Louis:

  • Top-rated Wentzville R-IV School District
  • The Meadows Shopping
  • The Shops at Hawk Ridge
  • Gorgeous parks and recreation
  • Proximity to I-64/40 and I-70

If you’re looking to build or buy your dream home in Lake St. Louis, please reach out to us. We work closely with the builders mentioned above, and we love connecting with new clients and guiding them through the new construction process.

Sharing our passion for St. Louis real estate with clients is the best part of the job!

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About the Author

Known for her great sense of humor and infectious laugh, Tracy brings an enthusiastic approach to real estate at Gateway Realty Group. Her positive attitude and tenacity is what draws clients in. She genuinely enjoys connecting and building relationships with people.


Tracy was named Rookie of the Year at Coldwell Banker her first year licensed. As soon as she got her real estate license, she hit the ground running and hasn't looked back since. Her motto with her clients is "One Step at a Time" because she understands the process can be unfamiliar and stressful at times. She prides herself on educating her clients throughout every step along the way. Her goal is for all her clients to leave the closing table happy!


Born and raised in St. Charles, Tracy has lived in numerous areas around the county. After graduating from St. Dominic High School, she accepted a scholarship at Indiana State University to play soccer. While there, she studied business and finance which has allowed her to be an asset to her clients when evaluating market values for houses.


When Tracy isn't selling real estate, she's either coaching soccer or spending time with her 3 children. She also loves going to Mark Twain Lake in the summers and watching her nieces and nephews waterski. Family is an important part of Tracy's life!